YouTube Video Links:

They Want You To Be Poor:

The Digital, On-Line, E-Commerce Trend:

Pyramid Scheme:

Digital Education and Credibility Presentation:


Influencers and followings by Daymond John (FUBU Apparel & Shark Tank), Joseph “Fat Joe” Cartagena, Jamie Foxx, Vivica Foxx, the Khardasians, Jennifer Lopez, Alicia Keyes, La La Anthony and partnership with DJ Khaled, an award-winning DJ, songwriter, record producer, media personality, record executive and entrepreneur.


A good reminder of worth, value and service ...

A lady wanted to purchase a beautiful handmade cake and spotted a cake maker who did absolutely amazing work, but she charged a good price too.

The lady thought that her price was way too high so she approached the cake maker and in quite an abrupt fashion stated "I want to buy a cake from you, but I think you charge too much!"

The Cake Maker was a little taken aback but replied "Ok, how much do you think I should charge?"

The lady replied, “I think you should charge “X” much, because the flour will cost this much, and eggs this much, and fondant this much etc. I have even factored in the price of a pan."

The final price the lady had calculated was a lot cheaper than the cake maker’s original price, but she said "Ok, deal. You will get your cake in a week".

The customer is very pleased with herself and she can’t resist telling all her friends what a fabulous deal she has negotiated and how smart she is, and that in a week she will have her gorgeous cake.

A week later a box with her cake arrives. She opens it and inside is flour, eggs, fondant etc. and even a pan.

Angrily she contacts the Cake Maker asking “How could you do this to me? I asked you for a cake and you sent me a box of flour, egg, fondant and a pan?!"

The cake maker quietly replies "My dear, you got exactly what you paid for, if you think that there is something missing, then you are absolutely right and you need to pay for it.

Moral of the story, when you buy a product or service, you are not buying just the materials and goods; you are buying the time, effort, skill, training, taxes, and daily costs of running a business.  But more importantly, the love, passion and dedication that goes into providing a professional service.

Do you spend money regularly on everyday household needs like toothpaste, shampoo, shoes or clothing?

We consult on how to Convert Spending into Earning with e-commerce.

As Product Brokers we have access to 1,000’s of Top Quality Exclusive Private Label Product Brands and have partnered with 1,000’s of Major Brand Retail Giants like Hudson’s Bay, Canadian Tire, Staples and more who pay Commissions to benefit from our vast combined buying power!

If you are seriously open to opportunity we can schedule a no obligation appointment to explain in detail how you can build a Residual Shopping Annuity. is a Fully secure, e-commerce equipped Website 3X Bigger than Amazon.

We equip people with their own platform and support & coach them how to, in a few hours a week, establish Residual income in addition to what they are currently earning.

Who do you know that wants more time, income, early retirement, an exit strategy, a willable asset?

No employees, no overhead, no headaches!

Why Everyone Needs A Shopping Annuity In Their Retirement Portfolio

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” - Robert Kiyosaki

How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. However, taking a little risk and thinking outside of the box gets us closer to where we want to be.

Converting your spending into earning with a “Shopping Annuity” is a simple process that we can perform, provided we understand the few basic elements: shopping and traditional annuities.

Let’s start with the term “Annuity”. At first this wasn’t easy for me to understand two years back but educating myself and others certainly has paid off. I never learned this information in college and it was something I had to study and learn for myself in my early 20’s working in finance.

Outside of my background in financial services, and selling traditional annuities, whether that’s an indexed annuity (IA), single premium immediate annuity (SPIA), deferred income annuity (DIA) or a qualified longevity annuity contract (QLAC), I promise all of these annuities and concepts take a lot of time, energy and effort to understand. On the other hand, the shopping annuity is simple because everyone shops and everyone has to spend money to live. That’s fairly obvious, right?

An annuity is also a process by which a fixed payment is made to you (single) or a dual couple (joint) at specified intervals for a specified period of time. For example, $2,700 every month for 20 years say from age 65 to age 85. This facilitates a pension-like income in retirement seeing as a lot of companies are slashing their pension plans or selling them off to the government; usually some last for life.

Now to fund these individual annuities you must contribute a very large, fixed sum payment before the monthly payments are ready to begin. As an example, $250,000 fixed sum payment to receive $1,500 per month for 20 years, $125,000 lump sum payment to receive $10,000 annually at their income start date (ISD) in retirement, or a $1,000,000 payment deferred until age 66 which will pay $40,000 in annual income for life. I lost you with the numbers, right?

These are very basic and theoretical examples so I suggest doing your own research on insurance companies, annuity carriers and how these products work. I continuously learn every day from mentors, online research, reading and continuing education requirements since I have my insurance licenses in multiple states and have to meet certain requirements in the financial services industry.

On the other hand, a shopping annuity works similarly, only with a few exceptions. None of the headaches and stress as mentioned above come into play. The upfront cost of traditional annuities and payments is not made by contributing $100,000 or $1,000,000 of hard-earned retirement savings, but it is made by contributing time and simply converting your everyday spending into earning by shopping smarter through an online portal and platform.

By funding a shopping annuity with purchases we’re already making and teaching others to do the same at stores like Walmart,, Macy’s, Nike,,, Home Depot, Victoria Secret, Travelocity, Priceline, Expedia, Starbucks, Uber,, Target, Express, Michael Kors, and thousands of other well-known stores and brands; you’re now spending smarter, not harder.

At first I logically understand that offline dollars were going online since traditional brick-and-mortar stores were closing down by the hundreds. Then I said to myself, “Well if I can make an extra $300 a month that’ll at least take care of my student loan payments.” And later on down the road, infusing our shopping expenditures with others could create a nest egg for retirement, fund our children’s college or university fund, pay for multiple vacations, or whatever is applicable to your family’s long term financial plan.

So why does it work and how does it work, you’re probably wondering?
It is estimated that millions and millions of dollars are spent in on-line purchases every single minute! In 2016, 7% of all goods and services were bought on-line. Only 7%! If we’re smart cookies we’ll understand that 93% of sales are still down in the old-school sense of going into a physical location. That’s literally over $4 trillion waiting to be taken from off-line dollars that are spent and converted into on-line dollars and revenue. The statistics, growth, opportunity and numbers are stunning.

The way people shop is changing and now more than ever, time is an important factor to so many people. With the utilization of the internet and social media, the way people shop has changed and is being uberized at the same time. We are on the tipping point of a whole new paradigm in shopping, retailing and ecommerce history!

A shopping annuity does not require one to change or alter their buying habits. Trust me, we know how to spend our money and way too much of it! What this does allow consumers to do is make their normal everyday purchases while adding discounts, thousands of coupon codes, live cash-back and endless amounts of incentives to additionally fuel savings and to reward customer loyalty at big name brands. The shopper also benefits by savings time and money on fuel costs alone, reduced stress of traffic (especially in big cities), and more accessibility to millions of products, product variety, as well as product education (+R&D).

The benefits to retailers in today’s economy are lower staffing costs, less warehousing and overhead costs, streamlined deliveries through UPS & FedEx, easier supply and demand monitoring, and deeper impacts and reach to their targeted markets through beautiful data and analytics, just to rattle off a few!

These benefits can in turn also bring costs down for both retailers and consumers. It appears to be a win-win for both consumer and retailer, as opposed to a zero-sum game in traditional business where someone wins and the other party loses.

How does one start? It’s simple. You start by performing what is called a shopping annuity assessment with a shopping annuity consultant; similar to what you would do with a financial advisor, fiduciary or certified financial planner when you have questions regarding the insurance or investment process. However, now this assessment will identify where you currently shop, what you purchase and once complete you will move on to utilizing a tool called the shopping advisor.

The shopping advisor assists in identifying products, goods and services that you are currently buying and assists in converting those purchases by filtering them into an annuity by utilizing an incentivized shopping site and experience like none other. A lot of these merchants we already shop and spend money at on goods like paper towels, groceries, toothpaste, toilet paper, health and nutrition products, shampoo, body wash, diapers, skincare products, makeup, protein, baby care, traveling, etc. This is how you can convert your spending into earning and build a successful shopping annuity.

Feel free to do your own research on these new and growing topics but also remember that if you’re looking for the good online you’ll find it, and if you’re looking for bad articles and reviews you’ll find them as well. However, we promise the more you look into something that’s been around for over 25 years now the better information you’ll hear and read. The technology and tools are finally here to make this an asset everyone will have in their retirement portfolios within the next 3-5 years and on.

One last thing, based off government’s statistics, looking at an average dual couple household they bring in $56,000 a year after tax. Of that amount, $51,000 is spent on goods and services leaving $5,000 in disposable income. That’s certainly not a lot of extra money to save or put away into an individual retirement account (IRA) or sock away into a traditional annuity for income in retirement. So now, of the $51,000 spent on stuff, more than $18,000-$20,000+ can be converted through the shopping annuity. At 5-10% cash-back on average, that’s an additional $1,000 to $2,000 going back into you and your wife’s pocket, or bank account.

The sooner you start to shop smarter and spread the word, the more you’ll accumulate. This isn’t rocket science folks, it’s spending the money we’ll be doing anyways until the day we all die.

Tuesday at 7pm

When most begin working, age 65 is seen often as the finish line - but more and more people are beginning to work well past that number in the hopes of maintaining the lifestyle and standard of living they’re used to.

Having the potential of creating ongoing income by continuing to do something you already are doing is exciting. The concept of earning money from multiple industries is a concept for the very wealthy, but with the evolution of the UnFranchise Business model anyone has the potential of using this principle with very little risk.

Starting a traditional business will normally put a lot of your money at risk and you will spend a lot of time trying to recoup your investment. Unlike a traditional business, with the UnFranchise Business you now have control of your income and time spent working your business. All this is possible without large amounts of money tied up in inventory or dealing with employees.

1.66 billion people worldwide purchase goods online

That is a large number of people trusting online websites to make their everyday purchases

The world of digital marketing has blown up

Having a digital presence is more relevant and important now than it’s ever been


SHOP.COM Leaps Rankings in the World’s Largest Web Marketplace

We continue to be recognized for e-commerce greatness
Internet Retailer released its Internet Retailer World’s Largest Online Marketplaces Rankings - it placed SHOP.COM as the largest web marketplace. On that list, the company bested well-known retailers such as Groupon, and And now, after another year of phenomenal growth, SHOP.COM has jumped impressive places to achieve the spot on Internet Retailer’s list.

“It’s an honor to be on this list again, but this time even higher in the rankings. I’m so proud that our successes in e-commerce are proving that we’re an online shopping powerhouse!” said Chairman and CEO. “But for those of us who understand the power of the UnFranchise Business and the Shopping Annuity, this comes as no surprise. It’s an idea whose time has come, and the world is continuing to wake up to it!”

But of course, these rankings aren’t the first time Internet Retailer has lauded SHOP.COM’s prowess in the world of online shopping. It ranked SHOP.COM in its Internet Retailer Top 1000, and the organization placed it in the Internet Retailer Asia 500 and as the fastest-growing Internet Mobile Retailer.

Among its other honors and recognitions, we are a two-time winner of the Better Business Bureau’s Torch Award for Marketplace Ethics, was ranked and received Triad Business Journal’s “Fast 50” award as one of the top privately held companies for sustained growth, driving the area’s economy. SHOP.COM continues to succeed and be regularly recognized by the top e-commerce experts as providing one of the best online shopping experiences in the world!

SHOP.COM Ranks in Internet Retailer Top earning high e-commerce ranking

Driven by its continued strong growth, SHOP.COM ranks in the new Internet Retailer Top list of online retailers. SHOP.COM ranks in its specific Internet Retailer category of mass merchants.

We are very proud of our high ranking on the Internet Retailer Top, and of the UnFranchise Owners, customers and corporate staff whose hard work and determination made this happen. Our business model of entrepreneurship is driven by sales of our industry-leading MC products and by the millions of Partner Store products available to consumers on SHOP.COM. Being ranked shows that SHOP.COM continues to shine as a leading force in e-commerce.
Internet Retailer compiles the most complete ranking of the Top retailers selling in North America, ranked by web sales. It spent the past year analyzing industry trends and studying website traffic data to identify all the significant e-commerce retail websites.

SHOP.COM’s high ranking on the Top means it is one of the leaders that drove more than 95% of the $450 billion in online retails sales for the year.


CLICK HERE FOR INFORMATION ON Consumer Spending Statistics